BODY
{
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 10pt;
} 
.bodybg
{
	background-color: #FFFFFF;
	margin: 0;
	margin-top: 0;
}
TD
{
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 10pt;
}
A:link, A:visited, A:active
{	
	text-decoration:	underline;
	color:	#0000cc;
}			
A:hover	
{	
	text-decoration:	underline;
	color:	#0000FF;
} 
.heading
{
	font-size: 10pt;
	font-weight: bold;
	color: #000367;
}
.pad
{
	padding:10px 10px 10px 10px;
}
.navheading
{
	text-decoration:	none;
	FONT-WEIGHT: bold;
	FONT-SIZE: 9pt;
	COLOR: #000000;
}
.navbar
{
	background-color: #c0c0c0;
	width:  170px;
	padding:10px 10px 10px 10px;
}
A.nav:link, A.nav:visited, A.nav:active
{	
	font-family: Verdana, Arial, Helvetica, sans-serif; 
	font-size: 10px; 
	font-weight: bold; 
	color: #FFFFFF; 
	text-decoration: none;
}		
A.nav:hover	
{	
	font-family: Verdana, Arial, Helvetica, sans-serif; 
	font-size: 10px; 
	font-weight: bold; 
	color: #fffc00; 
	text-decoration: none;
}